Which of the following is a direct Loss Control Objective?

• A. Train managers in safety procedures
• B. Increase Premiums
• C. Reduce claims processing time
• D. Hire more underwriters

Answer: (A)

Direct loss control focuses on actions that prevent losses by reducing risk at the source. Training managers in safety procedures directly changes how operations are supervised and how safety rules are followed, which lowers the chances of accidents and injuries and can also reduce the severity when incidents do occur. The other options don’t directly target risk reduction: increasing premiums is a pricing step, reducing claims processing time improves post-loss handling rather than preventing losses, and hiring more underwriters expands capacity rather than directly reducing risk. So training managers in safety procedures best exemplifies a direct loss control objective.